
Free mortgage counseling: Hope Alliance
or call 888-995-HOPE
Law Firms: Some other firms we recommend:
For Corporate reorganization bankruptcies or Pinellas County consumer or
business: Daniel
Herman
For personal injury claims (accidents, slip
fall, etc). Lex Taylor,
Lakeland.
Accountants: Polk County: Martha Bell
Non-bankruptcy credit counseling (as alternative to bankruptcy)
Consumer Credit Counseling Service
Legal Aid Offices:
Hillsborough and Pasco County: Bay
Area Legal Services
Polk or Hardee County contact:
Florida Rural Legal Services
963 E. Memorial Blvd
Lakeland, FL 33801-1919
(941) 688-7376
Herrnando County:
Wichlacoochee Area Legal Services
51 W. Fort Dade Avenue
Brooksville, FL 34601
(352) 796-7238

Links relevant to new bankruptcy law:
Summary of new law at
abiworld.org
Consumer provisions analyzed by Michael Barnett:
1017checklist
Legal Briefs filed by firm under
new law:
Homestead Limitations:
In re Rasmussen 347 B.R. 747 (Bankr. M.D.
Fla. 2006).
Car Ownership Allowance:
In re George (decision pending).
Approved credit counseling agencies for Florida:
Ofc US
Trustee cc
We recommend that clients use Institute for Financial Literacy. We recommend clients do not use Springboard Nonprofit Consumer
Credit Management, Inc or Consumer Credit Counseling of Central Florida. Whichever service is used, make sure they
understand that the counseling is to meet the bankruptcy requirement.
Cheaper services: now getting feedback on:
Cricket Credit Counseling Service
for the pre-bankruptcy credit counseling. $36.00 fee.
Approved Personal Financial Management Courses:
UST-pfm
Estimated median family income 2008:
UST
IRS standards for allowable expenses :
Food-clothing-nec: National
Healthcare Expenses, National
Housing and Utilities, Florida.
Transportation,
Regional adjusted
Some disclosure forms related to the new law:
Debt
Relief Agency disclosure
Debt Relief Agency
contract
Information
disclosure
Chapter 7
Contract
Chapter 13
Contract